For most teachers, car leasing is worth it — particularly if you want a brand new, reliable vehicle without a large upfront purchase cost and without touching your Teachers' Pension. Leasing gives you fixed monthly payments, manufacturer warranty, road tax included, and no depreciation risk. It works best when you want a new car every 2–4 years, want to protect your pension (it is not salary sacrifice), and prefer predictable monthly costs over ownership. A strong EV selection makes it especially well suited to teachers considering their first electric car. Leasing vs Teacher Car Discount for Education Staff.

Teacher car leasing through Motor Source Leasing is a personal contract hire (PCH) arrangement. You pay a fixed monthly amount to use a brand new vehicle for an agreed term — typically 24 to 48 months. Road tax and manufacturer warranty are included. At the end of the term you return the vehicle. This is not salary sacrifice — your Teachers' Pension is completely unaffected.

Any member of staff employed in the education sector in the UK is eligible — including teachers, headteachers, teaching assistants, support staff, and further education lecturers. There is no minimum pay grade requirement, no salary threshold, and no restriction by school type or academy trust. If you work in education, you qualify.

NQTs are fully eligible for teacher car leasing. There is no minimum service requirement or experience threshold. If you are employed in an education role in the UK, you can access teacher lease rates through Motor Source Leasing from day one of your career.

Monthly costs vary depending on the vehicle, lease term, mileage allowance, and initial rental. Road tax is included as standard. Smaller models and city EVs carry lower monthly rates; larger or premium vehicles are higher. Key cost factors include: vehicle model and trim, lease term length (24 to 48 months), annual mileage allowance, initial rental amount, and whether an optional maintenance package is added. Use our affordability calculator to estimate a comfortable monthly budget, then view current teacher lease offers or request a no-obligation quote.

Your mileage allowance is agreed at the start of your lease as an annual figure. Common options include 5,000, 8,000, 10,000, 12,000 and 15,000 miles per year. A lower allowance reduces your monthly payment but exceeding it incurs per-mile excess charges. For teachers who commute across multiple sites or cover extended distances, we recommend factoring in your full annual driving when setting the allowance. Personal mileage alone is rarely the whole picture.

No — insurance is not included as standard. You are required to arrange your own fully comprehensive motor insurance throughout the lease term. What is included as standard: road tax (VED) for the full lease term, and manufacturer warranty. Optional maintenance packages can add servicing and tyre cover but do not include insurance.

A wide range of electric vehicles is available through our teacher car leasing programme. EV leasing is one of the most accessible routes into electric driving for teachers: you get a brand new EV at a fixed monthly cost with no depreciation risk when you return it. Browse available EV models.

Standard personal contract hire (PCH) leases do not include a purchase option. At the end of the lease term the vehicle is returned to the funder. This protects you from depreciation risk. If owning the car at the end matters to you, a new car purchase through Motor Source on PCP or HP may be more suitable. Leasing vs Teacher Car Discount for Education Staff.

Teacher car leasing makes most sense when your current car is ageing or repair costs are rising; you are starting a new teaching role and want predictable transport costs from day one; you want to protect your pension without salary sacrifice; you want to try an electric vehicle without the commitment of buying; you need a car quickly from in-stock availability; or you need short-term flexibility on a fixed-term education contract.